Refinance Mortgage Rates Current 2025 Calculator . What Are The Current Mortgage Rates 2025 Rafael T. Case The average rate on a 15-year mortgage refinance is 5.63% According to Freddie Mac, the current 30-year fixed rate is 6.65%, which is 10 basis points lower.
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The best way to check if refinancing will bring you savings is to use a mortgage refinance calculator Rates from the Big 5 Banks currently range from 4.59% to 4.89%
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